
Cardholders also get 3% cash back for transit purchases, including taxis, parking tolls and more, making it ideal for commuters.įrequent food shoppers will like this card because it offers the highest cash-back rate at U.S. supermarkets - 6% (on up to $6,000 per year in purchases, then 1%). Plus, there's an unlimited 6% cash back on select U.S. streaming subscriptions and 1% cash back on everything else.īeyond cash back, this card comes with money-saving Amex Offers where you can earn a statement credit or additional points at select retailers. For example, a recent offer for BP and Amoco gas stations states: "Get 2 additional Membership Rewards® points per eligible dollar spent." These limited-time offers are location-based and additional terms apply. (See rates and fees) Best for Dining Out and Gas Stations This card has $95 annual fee, but it can be offset by the cash back you earn and discounts you can get through the Amex Offers. Who's this for? The PNC Cash Rewards® Visa® gives cardholders 4% cash back at gas stations, making it one of the highest cash-back rates at gas stations. This allows the average American to earn $89 a year at gas stations alone. Dining purchases also earn a competitive 3% cash back. However, the gas station, dining and grocery store bonus cash back is limited to the first $8,000 in combined purchases annually. Once you spend more than $8,000 in those three categories, the cash-back rate drops to 1%.īeyond rewards, this card is fairly basic, but it doesn't have an annual fee and comes with a year of no interest on balance transfers made within the first 90 days from account opening (after, 14.49% to 24.49% variable APR). “We look forward to working closely with Break Time to recruit new MyTime Rewards members and to drive an increasing percentage of its overall transactions through its new loyalty program.There's a 3% ($5 minimum) balance transfer fee.Ĭardholders can start redeeming rewards once they have at least $25 in their PNC Cash Rewards account. It will use the data to send relevant targeted offers designed to maximize visits and spend while minimizing cannibalized sales,” said Andrew Robbins, president, Paytronix Systems, Inc. “Break Time will be able to learn who is buying what and when. We loved the fact that Paytronix believes loyalty should generate revenue.”

“Because Paytronix is focused on loyalty programs, we felt that it was the strongest candidate to do that. “Break Time wanted an experienced loyalty partner that would help us grow,” said Jennifer Bach, director of marketing and merchandising at Break Time. In addition, the Paytronix user interface helps Break Time optimize its customer data to gain better insights into customer behavior, then use that data to set and achieve its business goals. It also gives Break Time a new way to build its brand and its relationship with its customers through more strategic offers and relevant messages. The new MyTime Rewards program will replace the chain’s previous paper punch card system and offer customers a more contemporary way to earn rewards for purchase.

Break Time is a division of MFA Oil, a farmer-owned cooperative formed in 1929 with more than 40,000 members.

The stores feature Top Tier gasoline, Roasters Cafe coffee and cappuccino, fresh Dashboard Diner sandwiches and a wide variety of drinks, snacks and convenience items. MFA Oil’s retail division, Break Time, a chain of convenience stores located in Missouri and Arkansas, is launching a new Paytronix-powered MyTime Rewards program.īreak Time selected the Paytronix Rewards platform for its comprehensive capabilities, including its integration to NCR’s Radiant POS, the rules and wallets engine, campaign center, and messaging tools.īreak Time will be rolling out its new MyTime Rewards program to its 74 convenience stores in December. Loyalty program powered by Paytronix rolling out to 74 Break Time c-stores this December.
